Privacy Policy

Effective Date: August 4, 2025

1. Introduction

At LoanExpertAdvice.com ("we", "our", or "us"), we take your privacy seriously. This Privacy Policy explains what Personal Data we collect, how we use it, when we share it, and the choices available to you, in accordance with India’s Information Technology Rules, 2011.

2. Types of Information Collected

a. Personal Data

• Name, email address, phone number
• Financial details for loan calculators or advisory services
• User-generated content (feedback, queries, chat logs)

b. Sensitive Personal Data

• PAN or Aadhaar (only if explicitly provided)
• Income details, credit score, bank account information

3. Purpose of Collection & Usage

We collect and process personal data to:

• Respond to loan eligibility queries and provide personalized tools
• Send newsletters or promotional content (with consent)
• Comply with legal or regulatory obligations

4. Legal Basis & Consent

By using our platform and submitting your data, you consent to its collection and usage under this policy. You may withdraw consent at any time by contacting us.

5. Disclosure & Sharing of Data

We may share your information with:

• Trusted service providers under confidentiality agreements
• Government or legal authorities if required by law
• New owners in the event of a merger or acquisition

6. Security of Data

We implement reasonable security practices to protect your data, including encryption, access control, and secure servers.

7. Data Retention

We retain your data as long as necessary to fulfill our services and legal obligations. When no longer needed, it is securely deleted or anonymized.

8. Your Rights

You may:

• Request access or correction of your data
• Ask us to delete your personal information
• Withdraw consent to data processing
• Opt out of marketing emails

9. Children’s Privacy

Our services are not intended for children under 18. If we discover that we’ve collected data from minors, it will be deleted promptly.

10. International Transfer of Data

Data may be processed or stored outside India where our service providers operate, with appropriate safeguards in place.

11. Cookies & Tracking Technologies

We use cookies to enhance functionality and analyze usage. You can manage cookie preferences via browser settings.

12. Changes to This Privacy Policy

We may update this policy periodically. Please review this page to stay informed about how we handle your information.

13. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

LoanExpertAdvice.com
Email: info@loanexpertadvice.com
Address: Ansal Plaza 1F Cs 47 First Floor Vaishali Ghaziabad U. P. 201010